In a non-cumulative scheme:
• Yearly interest will be credited on 31st of March of every year
• Half yearly interest will be credited on 30th of September and 31st of March of every year
• Quarterly interest will be credited on the 30th of June, 30th of September, 31st of December and the 31st of March of every year,
• Monthly interest will be credited at the end of every month during the fixed deposit tenure.
For any new application, if the first payment date is less than 30 days then the interest will not be credited on the month/quarter/half-year end date. A cumulative interest shall be credited on the next payment date.