If my total holding value declined as per market conditions, how it will affect my loan portfolio?

If my total holding value declined as per market conditions, how it will affect my loan portfolio?

If there is any margin shortfall above the permissible limit, we will inform it through your registered email id and you can clear the margin shortage by using any of the repayment modes mentioned above or by transferring additional securities. However in the event of your “Loan to Value (LTV)” remaining in excess of 50% for a period of 5 continuous trading days, we shall sell pledged shares proportionately to bring the Loan to Value below 50% as required under regulations.